➠ What is it: Education loans are designed to fund higher education expenses, whether you’re studying in India or abroad. These loans cover tuition fees, living expenses, and other educational costs.
➠ Who can avail: Education loans are available to students pursuing higher education and often require a co-applicant, typically a parent or guardian, who can be a co-borrower.
➠ When can avail: You can apply for an education loan when you receive an admission offer from a recognized institution or when you need funds for your course.
➠ Eligibility Criteria: Eligibility depends on factors like the course you’re pursuing, the institution, and your co-applicant’s income and creditworthiness.
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